accrue

v. accumulate, amass, compile; increase; grow

CALLS for longer-term home loans to solve a crisis in housing costs have not yet gained traction in the mortgage industry, according to insiders, but should they become available, borrower beware.

The research says such loans often accrue less interest than their terms suggest because few people hold the loan for its entire term. The research says people typically restructure their mortgages or move to different homes within seven years of the loan's establishment.

[ Borrowers warned over longer-term home loans ]